01  Are Green Card holders eligible to the benefit from the Takaful Insurance coverage?

​

Yes. A CIDB Green Card holder aged between 16 to 65 will be covered under the Construction Worker Takaful Insurance Scheme, based on the concept of hibah ("gift"). The coverage is covered throughout the world at all times.

 02 What is the scope and amount of the takaful coverage?

The scope and amount of coverage are:

• Death (due to an accident) = RM21,000.00

• Death (due to sickness) = RM3,000.00

• Burial expenses = RM500.00

• Permanent handicap (due to an accident) = a maximum of RM18,000.00

• Permanent handicap whole body (due to sickness) = RM3,000.00

 03 How does a Green Card holder make a takaful claim?

​

Complete the UPPT-1 takaful claim form, and attach with supporting documents. The form is available at CIDB offices or on this website. The claim form must reach the CIDB office not later than 60 days from the date of death/accident.

 04  What are the reasons for an insurance claim application being rejected?

​

• Expiry of the Green Card

• Age above 65 years old when the incident happen

• Hospitalization due to sickness (and not accident)

• A doctor's report stating that there is no percentage of permanent handicap

• Involvement in an accident that did not require hospitalization

• Accidents/death as a result of pursuing criminal activities

• Death due to HIV/AIDS

 05 What types of payments are not covered under the Takaful Berkelompok for Construction Personnel scheme?

​

• Medical leave

• Hospital bills, i.e. medication expenses, operation, etc

• Charges for doctor's report

• Transportation and telephone bills

• Any of the items not mention in the coverage scope table